{"id":27,"date":"2026-10-03T10:00:00","date_gmt":"2026-10-03T10:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/ellatumakova-com\/2026\/10\/03\/many-pandemic-era-borrowers-prepare-proactively-for-mortgage-renewals\/"},"modified":"2026-10-03T10:00:00","modified_gmt":"2026-10-03T10:00:00","slug":"many-pandemic-era-borrowers-prepare-proactively-for-mortgage-renewals","status":"publish","type":"post","link":"https:\/\/www.ellatumakova.com\/blog\/2026\/10\/03\/many-pandemic-era-borrowers-prepare-proactively-for-mortgage-renewals\/","title":{"rendered":"Many Pandemic-Era Borrowers Prepare Proactively for Mortgage Renewals"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>About 38% of Canadians with a mortgage expect payment increases upon renewal, with 26% anticipating slight and 12% significant rises. Despite this, 71% won&#039;t change living arrangements to afford higher costs. Anxiety is higher among those who last renewed during low rates and in expensive markets like Toronto and Vancouver. Over 75% foresee financial pressure, leading many to cut discretionary spending, travel, and home renovations. Pandemic-era buyers show less anxiety due to stricter lending rules.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/financialpost.com\/real-estate\/third-of-pandemic-era-borrowers-expecting-higher-mortgage-rates-renewal\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>About 38% of Canadians with a mortgage expect payment increases upon renewal, with 26% anticipating slight and 12% significant rises. Despite this, 71% won&#039;t change living arrangements to afford higher costs. Anxiety is higher among those who last renewed during low rates and in expensive markets like Toronto and Vancouver. Over 75% foresee financial pressure, [&hellip;]<\/p>\n","protected":false},"author":516,"featured_media":28,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-27","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/posts\/27","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/users\/516"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/comments?post=27"}],"version-history":[{"count":0,"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/posts\/27\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/media\/28"}],"wp:attachment":[{"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/media?parent=27"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/categories?post=27"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ellatumakova.com\/blog\/wp-json\/wp\/v2\/tags?post=27"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}